Welcome to Azel Leon. These Terms and Conditions govern your access to and use of www.azelleon.com
Our Website provides information about life insurance products, services, and related insurance options.
Depending on our business model, we may also provide tools or forms that allow users to request information, request an insurance quote, submit an inquiry, or connect with insurance professionals or providers.
The information provided on this Website is for general informational purposes only
Submitting a request for information, quote, or consultation through our Website does not guarantee that you will:
All insurance coverage, eligibility, premiums, benefits, exclusions, and policy terms are determined by the applicable insurance provider and are subject to underwriting and the terms of the issued policy.
The information provided on this Website should not be considered a binding offer, contract, or guarantee of insurance coverage.
Insurance products and availability may vary depending on your location, eligibility, financial circumstances, health information, underwriting requirements, and other factors.
For complete information about any insurance product, you should review the applicable policy documents and consult with a properly licensed insurance professional.
Any quotes, rates, premiums, estimates, or examples displayed on the Website are for informational purposes only unless explicitly stated otherwise.
Actual insurance premiums and coverage may differ based on individual circumstances and the underwriting requirements of the applicable insurance provider.
A quote request submitted through our Website does not constitute an application for insurance unless explicitly stated.
When you submit information through our Website, you agree to provide information that is accurate and complete to the best of your knowledge.
By submitting your contact information through our Website, you may be contacted regarding your inquiry, insurance needs, quote request, or requested services.
Depending on applicable law and your consent, communications may occur through phone calls, emails, text messages, or other communication methods.
Message and data rates may apply to text messages depending on your mobile service provider
You may opt out of marketing communications at any time where applicable.
Our Website may use or link to third-party services, including insurance providers, agents, brokers, marketing platforms, analytics providers, payment processors, or other service providers.
We do not control and are not responsible for the content, policies, availability, or practices of third-party websites or services.
Your interactions with third parties may be subject to their own terms and privacy policies.
All content on this Website, including text, graphics, logos, images, designs, trademarks, and other materials, is owned by or licensed to Azel Leon, unless otherwise stated.
You may not reproduce, modify, distribute, publish, display, or commercially exploit Website content without our prior written permission.
To the maximum extent permitted by applicable law, the Website and its content are provided on an "as is" and "as available" basis.
To the maximum extent permitted by applicable law, Azel Leon and its owners, employees, affiliates, partners, and service providers will not be liable for any direct, indirect, incidental, consequential, special, or other damages arising from your use of, or inability to use, the Website or reliance on information provided through the Website.
Nothing in these Terms is intended to exclude or limit liability where such exclusion or limitation is prohibited by applicable law.
You agree to indemnify and hold harmless Azel Leon, its owners, employees, affiliates, partners, and service providers from claims, damages, losses, liabilities, costs, or expenses arising from your violation of these Terms or your misuse of the Website.
Your use of the Website is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information.
By using the Website, you acknowledge that you have reviewed our Privacy Policy.
We may update or modify these Terms from time to time.
Any changes will become effective when posted on this page, unless otherwise stated. Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms.
We reserve the right to suspend or terminate access to the Website at any time, without notice, if we believe that a user has violated these Terms or applicable laws.
These Terms shall be governed by and interpreted in accordance with the laws of State of Maryland, without regard to conflict-of-law principles.
Any disputes arising from these Terms or your use of the Website shall be subject to the jurisdiction of the applicable courts located in State of Maryland, unless otherwise required by applicable law.
If you have questions about these Terms and Conditions, please contact us: